Free Grants Community
Free Grants Community: Win your part of the billions of dollars awarded in grants, aid, assistance and scholarships every year. Our free information will connect you with money you can use for business, home, school, and more. Discover your program today!
Grants are money given by grant makers to grant receivers. They can be governments, businesses, nonprofits, and individuals. Most grants require a careful eye for where to look and an application to apply. Our free money newsletter is full of timely help. Check for new grant opportunities published every day.
Since 2010, the Free Grants Community has reported on thousands of opportunities for grants in the United States. Most of the help falls into roughly three categories: grants for home, grants for business, and grants for school. Literally billions of dollars are awarded to individuals, nonprofits, and businesses every year. We work to foster a Community that supports one another with helpful information. Together, we can ask questions and get answers. Join our community now.
Discover your program today!
Grants for Home
The largest portion of the U.S. economy – at more than 10% – is based on real estate. Support for real estate in the form of Home Grants, comes in a variety of ways. Whether it's purchasing a new home, keeping up an existing home, repairing your home, or affording home improvements, there's a lot of support out there for housing help.
The Home Affordability Refinancing Program (HARP) was introduced in 2009. It was meant to help people whose homes had plummeted in value. The HARP eligibility requirements have decreased over the years. You can receive Assistance for HARP Eligibility by answering just seven questions. You may be eligible for HARP even if you've been turned down before.
The government loves to encourage home ownership. There's plenty of news and promises about Government Grants To Purchase A Home – are they for real? Government agencies like Housing and Urban Development (HUD) and the Federal Housing Authority (FHA) have many resources to help you buy a home. The latest is a program that lets you get into a new house with just 3% down … and some organizations will even contribute to that amount!
You may be a first-time home buyer even if you've owned a home before. For example, the IRS defines a first-time home buyer as anyone who has not owned a home for two years. Numerous programs and help are available as Grants for First Time Home Buyers. For Millenials to Boomers, these programs provide down payment assistance and mortgage loan help.
Grants for Small Business
Traditional bank loans are harder to get than lenders might make them sound. And not every funding method is right for every business. That's okay! There are Small Business Loans available if you know the right way to apply. Some simple steps can increase your chances of getting that loan.
Finding money for a small business can be frustrating. We can't all take a company public or receive millions in funding from Venture Capitalists. Money is out there but it's in places you might not expect. Small Business Financing Opportunities describes all these as well as legislation that helps you.
Small businesses employ more than half of the people working in the U.S. today. Most of those small businesses are individuals operating as either sole proprietors or partnerships. As an important part of the economy, you'll find Grants For Small Business from local, state, and national organizations.
Grants for School
If you need to pay for college then pursuing grants and scholarships should be at the top of your list. Grants for College are real “free money:” they never need to be repaid. You will work for it but that’s a good thing to get used to – you’ll need to work for that college degree too.
Pell Grants (formerly called Basic Educational Opportunity Grants (BEOGs)) are an increasing source of funding for college students. In fact, the amount increases almost every year. Pell Grants are awarded on a needs-basis. You can determine your eligibility in two minutes to see if you Qualify for a Pell Grant. There's no competition for pell grants but funds are first come, first serve. If you qualify, as much as $6,095 is awarded for the 2018-2019 school year.
Every year current and prospective students should complete the Free Application for Federal Student Aid (FAFSA). Completing this free application is one of the required steps to receive a pell grant. Though it gets a bit personal, the benefits are well worth it.
Grants for Home Repair
Whether through a disaster or simply maintenance, home repair is an inevitable burden for every home owner. You can receive Home Repair Help from FEMA, insurance companies, and some lenders, but more support is hard to find. We give you the best options, which sometimes come from surprising places.
Did your home recently sustain damages in a natural disaster? Whether or not, every home needs continous upgrades and repairs. Grants For Home Repair can come from federal agencies (like the USDA), state programs, public utilities, private foundations, and nonprofit agencies.
Some home improvements may be optional, like a second bathroom or new patio. Others are more necessary, like a wheelchair ramp to your front door. Whatever the case, home improvement projects can be a big headache. But their benefits usually outweigh the hassles. Home improvements by definition increase the value of your home. But that increased value doesn't come for free! Consider Home Improvement Grants for options to finance your home improvements.
Home loans are the largest and most popular type of loans in the United States. Sometimes your need for home repairs will extend beyond the support of local, state, and federal programs. Fortunately, Home Repair Loans are one of the best supported options for borrowing from both public and private institutions.
Grants for Business
Do you have a great idea and a passion to turn it into a business? We applaud you! Starting and running a business is as much (or more) a part of the American Dream as is home ownership. These days both can be particularly challenging – but not impossible. Learn how to Fund A Startup Business in a variety of ways.
Have you heard that the U.S. Government does not give out grants to individuals to start a for-profit business? That's true – but it does not mean the government offers no help. Grants to Start a Business are one of the best sources of funding though you may need to get creative to maximize the potential.
Up until 2007, black-owned businesses steadily grew. But the great recession hurt everyone and black-owned businesses in cities like Detroit, Houston, Chicago and New York suffered more than many. While minorities still find it harder to get funding there are many Black Business Resources available.
Small business is so important that in 1953, a new agency, the Small Business Administration (SBA.gov), was developed to support entrepreneurs and small business. The administration has a budget of over half a billion dollars and focuses on capital, contracts, and counseling.
Many people know what they need but don't have the money to get it. If only there were Free Money to get you from point A to point B. As the saying goes, there's no free lunch. But with exciting experiments like Universal Basic Income, opportunities are on the rise.
Many people are looking for “free grants” and the term is often confused with other phrases that mean financial aid. Always remember that a grant, by its very definition, is free. Free Grants are available from thousands of different government agencies, businesses, nonprofits and schools. You must apply for a grant but some applications are simply a short online questionnaire.
Personal Loans are loans that are made without any sort of collateral. Collateral is something the bank could take from you if you failed to make payment on your loan. Often these loans are offered at large interest rates though there may be a period before the interest applies.
Have you ever purchased a house with a mortgage and received a notice that your bank had sold your mortgage to Fannie Mae or Freddie Mac? If so, then you have received a government sponsored loan. Every year, billions in Government Loans are made to students, home owners, veterans, farmers, and more.
Whatever the reasons, about one in every ten people has Free Unclaimed Money waiting for them. Some of it could be yours! Even celebrities, who have hired experts to manage their money, need help to Find Unclaimed Money in their name. Don't be surprised if there's an account you've forgotten!
In recent years, the number of people classified as disabled has risen dramatically, as have Workers Compensation and SSDI benefit payments. While government programs help, most disabled people need more than what the Social Security Disability program provides. In response to the need, more and more Disability Grants – public and private – are available.
The U.S. federal government spends upward of $1 trillion annually – or more than 2.5% of its Gross Domestic Product – on Government Benefits. These include programs for relief, unemployment compensation, support for low income individuals and families, health care services and Medicaid.
Any prisoner trying to reintegrate into society faces many obstacles. Grants For Felons provides resources to assist released inmates. Although there is no standard, national system, many states have options to reduce recidivism rates. You may qualify to receive a smart phone or job from the government.
If you're in pain because you need dental work you can’t afford then don’t despair. And please don’t feel ashamed. Though few are covered by dental insurance, there is help available – even Free Dental Care. Sadly, more than 8000 in the U.S. die of dental and oral related issues each year.
In 2014 an extensive study done by the Urban Institute examined the impact of different kinds of aid. It concluded that affordable cars are critical to helping people survive and thrive without public aid. In fact 82% if families who received Money For A Car were able to get off welfare and other types of assistance.
Many nonprofits, and now, even the federal government, offer micro-loans to small businesses. The trend of Microfinancing Opportunities is one we've seen continue to grow over the last decade. Many micro-lenders are mission focused so if you are doing something positive for your community, you will have an easier time getting funds from them than from more traditional lenders.
The original movement known as microfinancing began as an effort to fund small business ventures without having to use traditional bank loans. Crowdfunding uses the internet to connect people looking for funding with those who wish to invest. Though it began as a tool for funding new businesses, it now can be used for personal funding needs.